Birmingham and Tuscaloosa —
New Construction Rentals in Alabama.
New construction rentals in the Birmingham and Tuscaloosa areas, from about $267K. All figures are estimates based on 25% down, a 5.8% rate on select builder inventory, and free first year property management on new construction.
Two Established Metros With
Real Demand Drivers.
Birmingham is Alabama’s largest metro, and Tuscaloosa is home to the University of Alabama. Both have large local institutions and steady housing demand. We walk you through the numbers on each home before you decide.
Birmingham and Tuscaloosa —
Different Profiles, Both Strong.
We work with new construction in the Birmingham and Tuscaloosa areas. Availability, pricing and rents change often, and all figures are estimates.
Real Pro Forma —
Every Expense Included.
Example using a Birmingham area new construction home: $350,000 purchase · $2,200 rent · 25% down · 5.8% rate.
| Line Item | Monthly | Notes |
|---|---|---|
| Monthly Gross Rent | $2,200 | Estimated market rent, Birmingham area 3BR |
| Mortgage (P&I) | −$1,540 | $262,500 loan · 5.8% · 30yr fixed |
| Taxes, Insurance and HOA (est.) | −$438 | Combined estimate; verify with the county, insurer and HOA |
| Property Management (free year 1, then 8%) | −$0 | Free year 1 on EOR new construction; about $176/mo from year 2 |
| Vacancy Reserve (5%) | −$110 | Estimate |
| Maintenance Reserve | −$0 | New construction, builder warranty (estimate) |
| Net Monthly Cash Flow | $112/mo ✓ | After all expenses, year 1 |
What to Look at Before
You Buy.
Long term results depend on local employment, rents and property condition. Nothing here is a prediction or a guarantee.
How EOR Works in This Market — Important
Equity on Repeat is a real estate marketplace and advisory firm. We source vetted new construction properties from independent builders, connect investors with experienced local property management companies, and guide investors through the purchase process. We are not the builder, renovator, or property manager.
After closing, your ongoing relationship is directly with your property management company. They handle tenant relations, maintenance coordination, rent collection, and monthly reporting. EOR introduced them — the management relationship is between you and them. We remain available as your real estate advisor.
All cash flow figures, cap rates, and market data on this page are estimates. Actual results will vary. Always conduct your own independent due diligence, obtain a property inspection, and consult qualified legal and tax professionals before making any investment decision. Real estate investing involves risk including the possible loss of principal. Not legal, tax, or investment advice. Read full disclaimer →
See Current Alabama
Properties & Numbers.
Browse current Birmingham and Tuscaloosa area inventory, or book a call to see numbers for your situation.
Browse Alabama PropertiesBook Free Strategy CallEstimates only. Numbers on this page are estimates based on assumptions such as 25% down, current interest rates, estimated taxes, insurance and HOA, and property management terms. Actual results vary by property, lender, market and investor and are not guaranteed. Real estate investing involves risk. Equity on Repeat does not provide tax, legal or financial advice.